Saginaw, MI: Yeo & Yeo CPAs & Business Consultants, a leading Michigan accounting firm, is pleased to announce that Junior Achievement of Northeast Michigan has named Michael L. Espinoza, CRPC, one of its two Volunteers of the Year. Espinoza was honored at the Junior Achievement Hall of Fame awards dinner on April 28 at the DoubleTree Hotel in Bay City.


"I don't think there is a greater peace of mind as there is in helping others," says Espinoza. He has served as an instructor for Junior Achievement for over nine years. Recently he coached the Arthur Hill High School team in the Junior Achievement Titan Challenge, a business strategy competition.


“We are very lucky to have Junior Achievement volunteers like Mike who care about the future of our community’s students so much. The students really connect with him because of his approachable personality and, because of that, he makes a lasting impact in their lives as a positive mentor,” says Jen Carpenter, president, Junior Achievement of Northeast Michigan.


Espinoza is dedicated to volunteering for Junior Achievement and many other organizations. "It is just what I do and is a part of who I am," Espinoza says. Some of Espinoza’s other volunteerism includes: Bay Area Chamber of Commerce ambassador, Fordney Club of Saginaw board of directors treasurer, University of Michigan Alumni Association board of directors, and the Reading Bay County program. He is a member of the Young Professionals Network in both Saginaw County and Bay County. He is past commissioner of the Hispanic/Latino Commission of Michigan, and a member and past president of the Great Lakes Bay Region Hispanic Business Association.


Espinoza leads the firm’s Financial Services Group. He is an Investment Advisor Representative and a Registered Representative with Cetera Financial Specialists LLC, member FINRA/SIPC. His areas of expertise include retirement services for businesses and employee benefit plans, investment and tax planning for businesses, individuals, trusts and estates, and succession planning. He is a Chartered Retirement Planning Counselor™. Espinoza is based in the firm’s Saginaw office and has 14 years of financial services experience. 


About Yeo & Yeo

Yeo & Yeo ( is a leading accounting, audit, tax and business consulting firm throughout Michigan with a proven reputation for personal service, commitment to clients and community support. Growing since 1923, Yeo & Yeo ranks among the Top 200 accounting firms in the U.S. with more than 200 employees and offices in Saginaw (headquarters), Alma, Ann Arbor, Flint, Greater Detroit, Kalamazoo, Lansing. Midland and Southgate. Other Yeo & Yeo affiliates include Affiliated Medical Billing, Yeo & Yeo Computer Consulting and Yeo & Yeo Financial Services. Yeo & Yeo is a founding member of LEA Global, the second largest international professional association.



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